Stablecoins · 07 Oct · 5 min read
What Are Yield-Bearing Stablecoins?
Yield-bearing stablecoins pass income from reserves, lending or derivatives to holders. The main types, why payment stablecoins cannot pay yield, the risks.
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What Happened When USDC Lost Its Peg in March 2023?
In March 2023 USDC fell to about $0.87 after $3.3 billion of its reserves were caught in the Silicon Valley Bank collapse. How it happened and recovered.
What Happened When TerraUSD Lost Its Peg?
In May 2022 the TerraUSD stablecoin lost its peg and its sister token LUNA collapsed, erasing about $40 billion. How the death spiral unfolded and why.
What Is a Synthetic Dollar Stablecoin?
A synthetic dollar holds its value with crypto collateral and offsetting short futures, not cash. How Ethena's USDe works and what happened in October 2025.
How Stablecoin Rules Differ Between the EU and the US
The EU regulates stablecoins under MiCA and the US under the GENIUS Act. Compare reserves, licensing, yield bans, disclosure, timing and impact on users.
Stablecoin Myths That Mislead New Users
Stablecoins can lose their peg, freeze funds and pay you nothing. Six common stablecoin myths, what is actually true and what each one means for your money.
How Stablecoins Are Minted and Redeemed
Stablecoins are minted when approved firms send dollars to the issuer and burned on redemption. Who can do it, minimums and fees, and how it holds the peg.
How Much a Stablecoin Issuer Earns on Its Reserves
Stablecoin issuers earn interest on the reserves behind their tokens while holders earn nothing. The formula, worked examples and Tether's 2024 figures.
What Is a Stablecoin Attestation?
A stablecoin attestation is an accountant's report that reserves covered tokens on one date. What it proves, what it misses and how it differs from an audit.
What Are Euro Stablecoins?
Euro stablecoins are tokens pegged to the euro and regulated in the EU as e-money tokens under MiCA. How they work, who issues them and why the market is small.
How to Check a Stablecoin’s Reserves Yourself
Six steps to check what backs a stablecoin: find the latest report, compare reserves with supply, read the asset mix and spot warning signs.
Centralized vs Decentralized Stablecoins
Centralized stablecoins rest on an issuer's reserves; decentralized ones on smart contracts and collateral. Compare backing, control, risks and track record.